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Understanding SR-22 Auto Insurance
SR-22 auto insurance is often misunderstood, yet it plays a critical role for drivers who need to prove financial responsibility. Contrary to popular belief, an SR-22 is not an insurance policy but rather a certificate of financial responsibility required by the state for high-risk drivers. It is typically mandated after serious traffic violations such as DUIs, driving without insurance, or multiple offenses within a short period. This certificate is filed by your insurance company with the state to confirm that you carry the minimum required auto insurance coverage1.