Save Big on California Auto Insurance Rates Today
Why Are California Auto Insurance Rates So High?
Several elements contribute to the high cost of auto insurance in California. The state’s dense population leads to more vehicles on the road, increasing the likelihood of accidents. Additionally, California mandates higher minimum coverage limits compared to many other states, which naturally drives up premiums. Moreover, the state’s susceptibility to natural disasters, such as wildfires and earthquakes, also plays a role in elevating insurance costs1.