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Types of Urgent Loans

Payday loans are short-term, high-interest loans that are typically due on your next payday. They are easy to obtain, but borrowers should be cautious of the high fees and interest rates. Personal loans, on the other hand, offer a more flexible repayment schedule and can be secured or unsecured depending on your credit profile. Cash advances from your credit card can also provide immediate cash, although they often come with higher interest rates compared to regular purchases.