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Costs and Considerations

While urgent loans can provide quick access to cash, it's important to understand the costs involved. Payday loans, for example, can have annual percentage rates (APRs) exceeding 400%¹. Personal loans generally have lower rates, ranging from 6% to 36% depending on your credit score². Before committing, compare different lenders to find the most favorable terms and ensure you can meet the repayment obligations.