How to Choose the Perfect Credit Card for Your Financial Needs

6. Review Your Ability to Pay Off Your Balance

Ultimately, the best credit card for you is one that you can comfortably manage. If you're someone who tends to carry a balance month-to-month, choosing a card with a low interest rate or one that offers a 0% introductory APR on purchases or balance transfers might be a good idea. The key is to ensure that you won’t rack up too much debt by paying high interest rates or incurring hefty fees.