Master Secret Benefits Around Pre Existing Conditions Now
The Impact of Pre-Existing Conditions on Insurance
Historically, individuals with pre-existing conditions faced numerous challenges when obtaining health insurance. Insurers often denied coverage or charged exorbitant premiums, making healthcare unaffordable for many. However, with the introduction of the Affordable Care Act (ACA) in the United States, insurers can no longer deny coverage or charge higher premiums based solely on pre-existing conditions1. This legislative change has been a game-changer, ensuring that millions of Americans have access to the care they need without facing financial ruin.