Secure Affordable Health Insurance Plans for Families 2025

Types of Health Insurance Plans Available

In 2025, families can choose from several types of health insurance plans, each with its unique benefits. Health Maintenance Organizations (HMOs) offer lower premiums and require members to use a network of doctors and hospitals. Preferred Provider Organizations (PPOs) provide more flexibility in choosing healthcare providers but often come with higher premiums. High Deductible Health Plans (HDHPs) paired with Health Savings Accounts (HSAs) are also popular, allowing families to save pre-tax dollars for medical expenses.