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Types of Coverage

Tenant rental insurance typically includes three main types of coverage:

• Personal Property Coverage: This covers the cost of replacing your personal belongings in the event of damage or theft. It's important to take an inventory of your items to ensure adequate coverage.
• Liability Coverage: This protects you if you are found legally responsible for injury to another person or damage to their property.
• Additional Living Expenses (ALE): If your rented home becomes uninhabitable due to a covered event, ALE can cover expenses like hotel bills and meals.