Uncover Renters Insurance Apartment Savings Secrets Today

Types of Coverage

Renters insurance generally includes three primary types of coverage: personal property, liability, and additional living expenses. Personal property coverage protects your belongings, such as furniture, electronics, and clothing, against risks like fire, theft, and vandalism. Liability coverage shields you from legal and medical expenses if someone is injured in your apartment. Lastly, additional living expenses cover costs incurred if your apartment becomes uninhabitable due to a covered event, such as staying in a hotel.