Affordable Car Insurance Options for Seniors in the USA – 2025

How Much Can Seniors Expect to Pay?

In 2025, the average cost of car insurance for seniors in the U.S. ranges from $720 to $1,080 per year for basic coverage and $1,200 to $1,700 per year for full coverage, depending on location, car type, and driving record. States like Florida, California, and Michigan have higher premiums, while states like Maine and Ohio remain more affordable. Comparing quotes can help seniors save up to $500 or more per year.