Secret Key Factors Slashing Your Insurance Premiums Now
Advanced Strategies for Lowering Premiums
Consider raising your deductible. A higher deductible means you pay more out-of-pocket before your insurance kicks in, but it can significantly reduce your premium. For instance, increasing your deductible from $500 to $1,000 could lower your premium by 15-30%3.
Additionally, maintaining a clean driving record is crucial for auto insurance. Drivers with no accidents or violations can benefit from lower rates, as they are deemed less risky. Some insurers also offer telematics programs that track your driving habits and reward safe driving with discounts4.