Why Buying a House Costs You More Happiness

Opportunity Costs

Investing in a home ties up a significant amount of capital that could be used elsewhere. For instance, the stock market has historically offered higher returns compared to real estate investments. According to a report by JP Morgan, the average annual return for U.S. stocks has been around 10% over the long term, compared to a 3-4% return on real estate³. By opting to rent and invest the difference, you could potentially grow your wealth more effectively, providing financial freedom and flexibility.