Beat the System How Much is Home Insurance

Types of Home Insurance Coverage

Home insurance policies typically offer several types of coverage:

• Dwelling Coverage: Protects the physical structure of your home, including walls, roof, and built-in appliances.
• Personal Property Coverage: Covers the cost of replacing personal belongings such as furniture, electronics, and clothing.
• Liability Coverage: Provides financial protection if someone is injured on your property and decides to sue.
• Additional Living Expenses (ALE): Covers costs associated with living elsewhere if your home becomes uninhabitable due to a covered loss.