Businesses thriving with secret ACH payment processing secrets

The Benefits of ACH Payment Processing

One of the most significant advantages of ACH payments is the lower cost. Credit card transactions typically incur fees ranging from 1.5% to 3.5%, whereas ACH transactions often cost less than $1 per transaction². This cost efficiency can be particularly beneficial for businesses handling high transaction volumes or large payments.

Additionally, ACH payments improve cash flow management by providing predictable processing times. Transactions usually settle within 1-2 business days, allowing businesses to plan their finances more accurately³.