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Understanding Wage Garnishment
Wage garnishment is a legal procedure where a portion of your paycheck is withheld by your employer to pay off a debt as ordered by the court. This can happen due to unpaid taxes, child support, student loans, or consumer debts. The process can be distressing, impacting your financial stability and causing significant stress. In the United States, federal law limits the amount that can be garnished to the lesser of 25% of your disposable earnings or the amount by which your weekly income exceeds 30 times the federal minimum wage1.