Erase Credit Card Debt Stress with These Loan Options

Balance Transfer Credit Cards

Another option is a balance transfer credit card, which allows you to transfer existing credit card balances to a new card with a low or 0% introductory interest rate. These promotional periods usually last between 12 to 18 months3, providing a window of opportunity to pay down debt without accruing additional interest. However, it's crucial to be aware of any balance transfer fees and to ensure you can pay off the balance before the promotional rate expires.

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