Erase Debt Faster 0 Intro APR Balance Transfer Magic

While balance transfers can be highly beneficial, there are potential pitfalls to be aware of:

- **Missing Payments**: Failing to make timely payments can void the 0% APR offer, resulting in a return to the standard interest rate.

- **New Purchases**: Avoid making new purchases on the card, as they may not benefit from the 0% APR and can complicate your repayment plan.

- **Not Paying Off the Balance**: If the balance isn't paid off by the end of the introductory period, the remaining debt will incur the card's regular interest rate, potentially negating the benefits of the transfer.