Erase Late Payments Credit Repayment Solution Inside
DIY Credit Repair Options
For those who prefer a hands-on approach, DIY credit repair is also an option. This involves obtaining your credit report, identifying errors, and disputing them directly with the credit bureaus. The Fair Credit Reporting Act gives you the right to dispute any incorrect information on your credit report4. While this method requires more effort and time, it can be a cost-effective way to address late payments.