Florida's ultimate hurricane proof home insurance revealed now

How to Choose the Right Insurance Policy

When selecting hurricane-proof home insurance, consider the following factors to ensure comprehensive coverage:

1. Assess Your Risk: Determine your home's vulnerability to hurricanes based on location, elevation, and construction. Homes in coastal areas or flood zones may require more extensive coverage.
2. Compare Policies: Browse options and compare policies from different insurers to find the best coverage and premiums. Look for policies that offer extensive windstorm and flood coverage.
3. Understand Deductibles: Hurricane deductibles are typically higher than standard deductibles. Ensure you understand your policy's terms and have the financial capacity to cover these costs.
4. Check for Discounts: Some insurers offer discounts for homes equipped with hurricane-resistant features such as impact windows, storm shutters, and reinforced roofs².