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Factors Affecting Windstorm Insurance Costs
Several factors influence the cost of windstorm insurance in coastal Texas. The location of your property plays a significant role; properties closer to the coast generally face higher premiums due to increased risk. Additionally, the age and condition of your property, as well as any wind-resistant features such as storm shutters or reinforced roofs, can impact your rates. According to the Texas Department of Insurance, implementing certain mitigation measures can lead to discounts on your premiums2.