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Tow truck fleet insurance typically includes several types of coverage:
- Liability Insurance: Covers bodily injury and property damage that your tow trucks may cause to others.
- Physical Damage Coverage: Protects your fleet against damages from collisions, theft, vandalism, and natural disasters.
- Medical Payments: Offers coverage for medical expenses for drivers and passengers injured in an accident involving your tow trucks.
- Uninsured/Underinsured Motorist Coverage: Provides protection if your tow trucks are involved in an accident with a driver who lacks sufficient insurance.