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Factors Influencing E&O Insurance Costs

The cost of E&O insurance can vary widely based on several factors. These include the size of your agency, the coverage limits you choose, your location, and your claims history. For instance, a real estate agency with a history of claims might face higher premiums compared to one with a clean record1. Additionally, agencies operating in states with higher litigation risks may also see increased rates. Typically, annual premiums for real estate E&O insurance can range from a few hundred to several thousand dollars, depending on these variables.

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