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Factors Affecting Insurance Costs

The cost of motor carrier cargo insurance can vary based on several factors, including the type of goods being transported, the distance covered, and the carrier's safety record. High-risk cargo, such as electronics or pharmaceuticals, may incur higher premiums due to their susceptibility to theft or damage. Additionally, carriers with a history of accidents or claims may face increased rates. By maintaining a clean safety record and implementing robust risk management practices, businesses can potentially reduce their insurance costs.