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Why Rental House Insurance is Essential
As a landlord, protecting your property and financial interests should be a top priority. Rental house insurance offers several benefits, including:
- **Property Protection**: Covers physical damage to the property caused by events like fire, storms, or vandalism.
- **Liability Coverage**: Protects against legal liabilities if a tenant or visitor is injured on the property.
- **Loss of Rental Income**: Compensates for lost rental income if the property becomes uninhabitable due to a covered peril.
According to the Insurance Information Institute, rental property insurance can cost about 25% more than standard homeowner's insurance due to the increased risks associated with rental properties1.