Get Top Coverage With Best Homeowners Insurance Missouri

Cost Factors and Discounts

The cost of homeowners insurance in Missouri can vary based on several factors, including the age and condition of your home, its location, and your claims history. On average, homeowners in Missouri pay around $1,285 annually for insurance1. However, there are ways to reduce this cost:

- **Bundling Discounts**: Many insurers offer discounts if you bundle your homeowners insurance with other policies, like auto insurance.

- **Safety Features**: Installing smoke detectors, security systems, and storm shutters can lead to discounts, as these features reduce the risk of damage or theft.

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