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Cyber insurance policies typically offer a range of coverages, including:

• Data Breach Coverage: Covers the costs associated with a data breach, including legal expenses and customer notification.
• Business Interruption Loss: Compensates for lost income resulting from a cyberattack that disrupts business operations.
• Cyber Extortion Defense: Provides protection against ransomware attacks and the costs of dealing with extortionists.
• Network Security Liability: Covers liabilities arising from security failures, such as data breaches or denial of service attacks.