Hidden Secrets to Stress-Free USA Travel Insurance
There are several types of travel insurance coverage, each designed to address specific needs:
1. **Trip Cancellation Insurance**: This coverage reimburses you for prepaid, non-refundable expenses if you need to cancel your trip for a covered reason, such as illness or a family emergency. According to the U.S. Travel Insurance Association, trip cancellation insurance is one of the most popular types of travel insurance1.
2. **Medical Insurance**: This type of insurance covers medical expenses incurred while traveling. It's particularly important for international trips, as your domestic health insurance may not cover you abroad. The CDC recommends purchasing additional medical insurance when traveling outside the U.S.2.
3. **Baggage Insurance**: This coverage compensates you for lost, stolen, or damaged luggage. With airlines mishandling over 24 million bags globally in 2022, baggage insurance can provide peace of mind3.
4. **Travel Delay Insurance**: This covers additional expenses incurred due to travel delays, such as hotel accommodations or meals.