Master Medicare Signup Secrets Insiders Won't Tell You

The Enrollment Process: Timing is Everything

Timing your Medicare enrollment is essential to avoid late penalties and ensure continuous coverage. Your Initial Enrollment Period (IEP) begins three months before the month you turn 65, includes your birthday month, and extends three months afterward. Missing this window can lead to higher premiums and delayed coverage. However, if you're already receiving Social Security benefits, you'll be automatically enrolled in Parts A and B. For those who need to enroll manually, it's wise to visit websites like the official Medicare site to understand the specific steps involved¹.