Maximize Employee Smiles Group Dental Insurance Magic

Types of Group Dental Plans

When considering group dental insurance, it's essential to understand the different types of plans available:

  • Preferred Provider Organizations (PPOs): These plans offer flexibility, allowing employees to choose any dentist but providing better rates for in-network providers.
  • Health Maintenance Organizations (HMOs): Typically more affordable, HMOs require employees to select a primary care dentist and obtain referrals for specialists.
  • Indemnity Plans: These plans offer the most flexibility, as they reimburse a set percentage of the cost for any dental service, regardless of the provider.

Each type of plan has its pros and cons, and the best choice will depend on the specific needs and preferences of your workforce. Encouraging employees to browse options and see these options can help them understand what suits them best.

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