Pay Off Debts Faster with 0 Intro APR Magic

How 0% Intro APR Works

When you sign up for a credit card with a 0% intro APR offer, you essentially have a grace period where no interest will be charged on your balance transfers or purchases. This period is an excellent opportunity to pay down debt without the burden of accruing interest. However, it's crucial to be aware that once the introductory period ends, the regular APR will apply to any remaining balance. Therefore, it's wise to create a repayment plan that ensures you can pay off the balance before the introductory period expires.