Private Schools Save Big on Commercial Auto Insurance

Evaluating Coverage Options

When evaluating commercial auto insurance, private schools should consider several factors to ensure comprehensive coverage. Liability limits are paramount, as they protect against costly lawsuits resulting from accidents. Schools should also assess the need for coverage that includes uninsured motorist protection, which can cover damages if an accident involves a driver without insurance.

Another key consideration is the inclusion of coverage for hired and non-owned vehicles. This is essential for schools that occasionally rent vehicles or allow staff to use personal cars for school-related activities. By searching options and comparing quotes, schools can find policies that cater to these specific needs, ensuring they are not left vulnerable in unexpected situations.