Protect Yourself Free Identity Theft Credit Freeze Guide

The Cost and Process of Implementing a Credit Freeze

Thanks to federal regulations, placing a credit freeze is now free for everyone in the United States¹. The process is straightforward: you need to contact each of the three major credit bureaus online, by phone, or by mail. You will be required to provide personal information, such as your name, address, date of birth, and Social Security number. Once your identity is verified, the freeze is usually effective within one business day. It's crucial to keep track of your PIN or password, as you'll need it to lift the freeze when necessary.