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Types of Cyber Insurance Coverage

When considering cyber insurance, it's important to understand the different types of coverage available. Policies can be tailored to meet the specific needs of a business, offering protection against various risks. Common types of coverage include:

• Data Breach Coverage: Covers the costs associated with data loss, including notification expenses, credit monitoring for affected individuals, and legal fees.
• Business Interruption Coverage: Compensates for lost income and additional expenses incurred due to a cyber attack that disrupts normal business operations.
• Network Security Coverage: Protects against claims arising from security failures, such as unauthorized access or malware attacks.
• Cyber Extortion Coverage: Provides protection against ransomware attacks, covering the costs of investigation and negotiation.