Save Big with This 0 APR Balance Transfer Card

How Balance Transfer Cards Work

When you open a balance transfer card, you're essentially moving your existing credit card debt to a new card with a lower or zero interest rate. This means that during the promotional period, any payments you make go directly towards reducing your principal balance, rather than being absorbed by interest charges. It's important to note that after the introductory period ends, the APR will revert to the card's standard rate, which can vary between 15% and 25%².