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Types of Insurance Essential for Nonprofits
Nonprofits typically require a variety of insurance types to cover different aspects of their operations. General liability insurance is fundamental as it protects against claims of bodily injury or property damage. Directors and Officers (D&O) insurance is another critical type, offering protection to board members from personal losses due to their organizational decisions1. Additionally, property insurance, workers' compensation, and professional liability insurance can be vital depending on the organization's specific activities and size.