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Why Clinics Need Umbrella Insurance

The healthcare industry is fraught with potential legal challenges, from malpractice claims to accidents occurring on clinic premises. Without adequate coverage, a single lawsuit could be financially devastating. Umbrella insurance provides clinics with the peace of mind that comes from knowing they have coverage for unforeseen incidents that exceed the limits of their primary insurance policies. This additional protection can cover legal fees, settlement costs, and even damages awarded in a lawsuit¹.