Score Unbeatable Tow Truck Insurance Policy Quotes Today

A typical tow truck insurance policy includes several key components:

1. **Liability Insurance**: This is the most critical part of any tow truck insurance policy, covering bodily injury and property damage liability. It protects your business against claims from third parties if your truck is involved in an accident.

2. **Physical Damage Coverage**: This covers the repair or replacement of your tow truck if it's damaged in an accident, regardless of fault. It typically includes collision coverage and comprehensive coverage for non-collision-related incidents like theft or vandalism.

3. **On-Hook Towing Insurance**: This specific coverage protects vehicles that are being towed. If a car is damaged while it's being towed, this coverage will help pay for the damages.

4. **Garagekeepers Legal Liability Insurance**: If your business stores vehicles on your property, this coverage protects against damages to those vehicles due to fire, theft, vandalism, or collision.

5. **Medical Payments Insurance**: This covers medical expenses for injuries sustained by the driver or passengers in the tow truck, regardless of fault.