Secure Hidden Savings with Added Homeowners Policy Insured
Understanding Policy Add-ons
Many homeowners are unaware of the additional coverage options available through policy add-ons, also known as endorsements. These add-ons can provide extra protection for specific items or situations not covered by standard policies. For example, if you own high-value items such as jewelry or art, you may consider adding a personal property endorsement to ensure these items are fully covered3.
Another valuable add-on is the water backup coverage, which protects against damages caused by sewer or drain backups—a common issue not typically covered by standard policies4. By understanding and utilizing these add-ons, you can tailor your insurance policy to better suit your needs while potentially saving money in the long run.