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Types of Insurance Coverage for Restaurants

When considering insurance for your restaurant, it’s essential to understand the different types of coverage available. General liability insurance is a must, covering accidents and injuries that occur on your premises. Property insurance protects against damage to your building and contents from events like fires or natural disasters. Workers’ compensation insurance is also crucial, as it covers medical expenses and lost wages for employees injured on the job. Additionally, business interruption insurance can be invaluable, compensating for lost income during periods when your restaurant is unable to operate due to covered events.