Secure Ultimate Protection Malpractice Insurance for Nurse Practitioners

Types of Malpractice Insurance Coverage

There are generally two types of malpractice insurance policies available to nurse practitioners: occurrence-based and claims-made policies. Occurrence-based policies cover incidents that happen during the policy period, regardless of when the claim is filed. This type of policy provides broader coverage and peace of mind, as it protects you even after the policy has expired. On the other hand, claims-made policies only cover claims if both the incident and the claim occur during the policy period. To extend coverage after the policy ends, you would need to purchase a tail coverage option¹.