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Types of Coverage Available

When exploring landlord insurance options, it's essential to understand the different types of coverage available:

• Property Damage: This covers damage to the physical structure of your rental property caused by events like fire, storms, or vandalism.
• Liability Protection: This provides coverage if a tenant or visitor is injured on your property and decides to sue.
• Loss of Rental Income: If your property becomes uninhabitable due to a covered loss, this coverage compensates you for lost rental income.
• Optional Add-Ons: Depending on your needs, you can choose additional coverage for things like flood damage, earthquake damage, or even legal expenses.