Slash Your Debt Fast with Low Intro APR Magic

Real-World Examples and Strategies

Many financial institutions offer low intro APR credit cards. For instance, the Citi® Diamond Preferred® Card offers 0% APR on balance transfers for 21 months, one of the longest terms available³. By transferring your existing high-interest debt to such a card, you can focus on reducing the principal without the burden of accruing interest.

Additionally, some cards like the Chase Freedom Unlimited® provide a 0% intro APR on purchases and balance transfers for 15 months, which can be advantageous if you're planning to make significant purchases in the near future⁴.