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Types of Liability Insurance

There are several types of liability insurance, each tailored to address specific risks:

• General Liability Insurance: This is the most common form, covering bodily injuries, property damage, and personal injuries like slander or libel.
• Professional Liability Insurance: Also known as Errors and Omissions (E&O) insurance, this protects professionals against claims of negligence or inadequate work.
• Product Liability Insurance: This is essential for manufacturers or retailers, covering liabilities related to product defects that cause harm.
• Cyber Liability Insurance: With the rise of digital threats, this insurance covers data breaches and other cyber-related incidents.