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Exploring the Costs and Coverage Options

The cost of CPL insurance varies based on several factors, including the size of your business, the nature of your operations, and the specific risks associated with your projects. Typically, premiums are calculated based on the annual revenue and the type of work conducted. For instance, a small landscaping company might pay less compared to a large construction firm due to differing risk profiles.

Coverage options can include third-party bodily injury and property damage, cleanup costs, and legal defense expenses. Some policies also offer coverage for transportation pollution liability and non-owned disposal site liability. It's crucial to work with an experienced insurance broker to tailor a policy that meets your specific needs and budget.