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Types of Office Insurance Coverage

Office insurance typically includes several types of coverage, each designed to protect different aspects of your business:

• Property Insurance: Covers damage to the physical assets of your business, such as buildings, equipment, and inventory.
• Liability Insurance: Protects against claims of negligence or harm caused by your business operations.
• Business Interruption Insurance: Compensates for lost income if your business operations are disrupted by a covered event.
• Workers' Compensation Insurance: Provides benefits to employees who are injured on the job.

Each of these coverages can be tailored to meet the specific needs of your business, and understanding them is the first step in optimizing your insurance costs.